Georgia Paycheck Calculator (2026)

Georgia taxes paychecks at a flat 4.99% for 2026 — down from 5.19% after House Bill 463 (signed May 2026, retroactive to January 1) — paired with one of the most generous standard deductions in the South: $15,000 single ($30,000 married filing jointly). The deduction does a lot of work: on a $75,000 salary it shields a fifth of the income before the flat rate touches anything.

Georgia's flat tax is still young — the state converted from graduated brackets in 2024 and has cut the rate every year since. That makes 4.99% a snapshot rather than a permanent fixture: the law schedules further cuts toward 3.99%, but each future step is contingent on revenue targets, not automatic.

Run your salary in our US Take-Home Pay Calculator.

2026 Georgia income tax: flat 4.99%

Georgia taxes wage income at a flat 4.99% (2026; House Bill 463, signed May 11, 2026 and retroactive to January 1 — the Tax Foundation's January 2026 table predates it and still shows 5.19%), applied after a $15,000 standard deduction (single; $30,000 MFJ). Future cuts of 0.125 points per year toward 3.99% are written into the law but contingent on revenue targets.

Worked example: $75,000 salary, single filer, 2026

Federal (2026: $16,100 standard deduction, single; brackets per IRS Rev. Proc. 2025-32): taxable $58,900 → federal income tax $7,670 (10% × $12,400 = $1,240; 12% × $38,000 = $4,560; 22% × $8,500 = $1,870).

FICA: 6.2% × $75,000 = $4,650; 1.45% × $75,000 = $1,087.50 → $5,737.50 (under the 2026 $184,500 Social Security wage base).

Georgia: $75,000 − $15,000 = $60,000 × 4.99%:

Step Calculation Result
Georgia taxable income $75,000 − $15,000 $60,000
Georgia tax $60,000 × 4.99% $2,994
Amount
Gross pay $75,000
Federal income tax −$7,670
FICA −$5,738
Georgia income tax −$2,994
Take-home $58,598

The $15,000 deduction saves $748.50 here (4.99% × $15,000) — without it, Georgia would take $3,742.50.

What changes at $150,000

The same single filer at $150,000 in 2026: federal income tax $24,734 (taxable $133,900 → 10% × $12,400 = $1,240; 12% × $38,000 = $4,560; 22% × $55,300 = $12,166; 24% × $28,200 = $6,768) and FICA $11,475 ($9,300 Social Security + $2,175 Medicare — still under the $184,500 wage base).

$75,000 salary $150,000 salary
Georgia income tax $2,994 $6,737
Take-home $58,598 $107,054

Flat 4.99%, same share at both levels. The $15,000 standard deduction is worth the same $748.50 at either income — deductions favor lower earners, flat rates favor higher ones, and here they roughly cancel out.

Local taxes

Georgia cities and counties do not levy local wage income taxes. Atlanta's paycheck has no city-tax line. Georgia does allow local sales taxes (SPLOST and similar add-ons) that show up in what you spend rather than what you earn — worth knowing when you compare Atlanta's cost of living against the paycheck math above.

Final pay & PTO rules

Georgia has no state law setting a deadline for final paychecks — there is no separate rule for voluntary quits versus terminations. Best practice (and the norm) is to pay on the next regular payday, but the clock isn't fixed by state law. One thing Georgia does require: the employer must give you a Separation Notice (Form DOL-800) when you leave, for any reason — that's a Georgia Department of Labor requirement tied to unemployment insurance. There's also no statewide mandatory paid sick leave law in Georgia, so sick leave is entirely up to the employer's policy.

Sources: Georgia Department of Labor — Separation Notice DOL-800 (O.C.G.A. § 34-8-190(c)). Checked 2026-10-10.

FAQ

Is Georgia's rate still falling? House Bill 463 cut it to 4.99% for 2026 (retroactive). The law schedules further cuts of 0.125 points a year toward 3.99% starting in 2027, but each step is contingent on revenue targets — check the current Georgia DOR tables before planning around a future number.

Why is the standard deduction so high? Georgia raised it substantially as part of the flat-tax transition, to keep the shift from brackets revenue-neutral-ish for middle earners. At $15,000 single it's nearly as large as the federal $16,100.

Flat 4.99% vs. North Carolina's flat 3.99% — big difference? On $75,000 single: Georgia takes $2,994 vs. North Carolina's $2,484 — about $510 a year apart. The deduction sizes differ too ($15,000 vs. $12,750), but the rate gap dominates.

How are Georgia bonuses taxed? Same flat 4.99% on supplemental wages. Federal supplemental withholding (22%) applies on top. See our bonus guide.

I work remotely from Georgia for a New York company. Which state? Georgia — the state where you physically work taxes the wages. (New York is one of the aggressive states that sometimes disagrees; if your employer withholds NY tax, you'll need to sort it out on the returns.)

Will Georgia's rate keep falling? It's already below 5%. The law schedules 0.125-point annual cuts toward 3.99% starting in 2027, contingent on revenue targets — possible, but not on a fixed schedule. For planning, use the current 4.99% and verify against Georgia DOR tables each year.

Data sources

  • State: Georgia HB 463 (signed May 11, 2026, retroactive to 1/1/2026) — flat 4.99%, $15,000/$30,000 standard deduction — as implemented in this site's calculator. (The Tax Foundation's January 2026 table predates HB 463 and still shows 5.19%.)
  • Federal: IRS Rev. Proc. 2025-32 (IR-2025-103, Oct 9, 2025); 2026 standard deduction $16,100 single.
  • FICA: SSA 2026 — 6.2% to $184,500 wage base; 1.45% Medicare.

Estimates only, not tax advice.