Salary & paycheck calculators that show their math
Free calculators for take-home pay, overtime, tips, and hourly rates — with every formula explained, so you can check our work. No sign-up. Nothing you type leaves your browser.
All calculators (31)
401(k) Limit Calculator
Check your 401(k) progress against the 2026 $24,500 limit, catch-ups, and employer match.
401(k) Paycheck Impact Calculator
How much does saving 10% really shrink your check? Less than you think.
ACA Subsidy Cliff Calculator
Enhanced credits expired — see what the 400% FPL cliff does to your monthly premium, and your Dec 15 checklist.
Bonus Tax Calculator
See what a bonus is really worth after federal, FICA, and state withholding.
Commission Calculator
Tiered sales commission with marginal math — see what each bracket pays you.
Estimated Tax Calculator
Quarterly 1099 tax estimates with safe-harbor math and 2026 due dates.
Final Paycheck Calculator
Add up everything you're owed on your last check, plus your state's pay deadline.
Payment Fee Calculator
PayPal vs Wise vs bank transfer — what you keep per invoice.
Freelancer Rate Calculator
The hourly rate that covers taxes, expenses, and downtime.
FSA Contribution Planner
Plan your 2026 FSA election up to $3,400 — tax savings and forfeiture risk included.
Mileage Deduction Calculator
Gig miles × IRS rate = your deduction and tax savings.
Holiday Pay Calculator
Holiday shifts at time-and-a-half or double-time — see the premium in dollars.
Hourly to Salary Calculator
Turn your hourly wage into annual, monthly, and biweekly pay.
Rent Affordability Calculator
How many work hours your rent really costs each week.
HSA vs FSA Calculator
Compare 2026 HSA and FSA limits, tax savings, and key differences side by side.
Overtime Pay Calculator
FLSA 1.5× weekly overtime and California daily rules — see the full breakdown.
Overtime Tax Calculator
Gross overtime pay vs. estimated take-home — see what the IRS and FICA take.
Pay Raise Calculator
Your new salary, monthly bump, and inflation-adjusted real raise.
Job Offer Comparison
A vs B on total compensation — salary, bonus, 401(k) match, PTO value.
Paycheck Frequency Converter
Turn any pay period into all the others — hourly to monthly and back.
Per Diem Calculator
Lodging + meals & incidentals with GSA's 75% travel-day rule.
PTO Payout Calculator
Unused vacation hours × your rate — plus which states legally require payout.
Remote State Tax Estimator
Which states can tax your remote wages — plain-English rules.
Salaried Overtime Calculator
On salary but owed overtime? Convert salary to hourly and compute the 1.5× premium.
Salary to Hourly Calculator
Your salary's real hourly rate, once actual hours are counted.
Severance Pay Calculator
Weeks-per-year formula plus PTO and benefits — see the full package value.
Shift Differential Calculator
Add night and weekend premiums to your base rate — see what the differential is really worth.
Side Hustle Income Calculator
Monthly gross & net estimates for 8 gig types, shown as ranges.
Tip Pooling Calculator
Split the night's tips by hours worked — with tip-outs for back-of-house and the DOL rules.
Take-Home Pay Calculator
Federal + FICA + state tax for 2026. See exactly where your paycheck goes.
W-2 vs 1099 Calculator
How much more must a 1099 contract pay to beat a W-2 salary? Exact break-even math.
Why trust these numbers?
- Transparent formulas. Every calculator links to a methodology page with the exact tax tables and formulas used.
- Current data. Federal figures track the 2026 tax year (IRS Rev. Proc. 2025-32) and are re-verified annually.
- Private by design. All math happens in your browser. We never see your salary.